Commercial Mortgage

Commercial Mortgages are a loan used to purchase or refinance property that is intended for business use rather than as a private residence

Types of Commercial Mortgages

• Owner-Occupier Mortgage

  Used by a business owner to buy the premises they actually work from (e.g., a baker buying their bakery). It’s often seen as a way to stop paying rent and start building equity.

• Commercial Buy-to-Let

  Used by investors to buy a property and lease it out to other businesses.